Can you live off of dividends?

Two years ago I was sitting with my coworkers after a long, tedious shift, talking about what we would do if we won a million dollars. As expected, we said similar things, travel the world, pay off debt, give some of it to family and friends, spend on hobbies or start a business. I remember saying I would buy a …

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How to pay off your credit card debt

We all have different life stories and our circumstances will have a tremendous impact on how we manage our credit card debt, and how long it would take to pay it off completely. With the right strategy (think military) you can fight and win. Let’s strategize! First step: MEET YOUR ENEMY First things first: Check your financial health. As with …

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My hate/love relationship with credit cards

Borrowing money has been around forever. Businesses and individuals do that all the time since they do not have enough cash for immediate investing, either for research and development or buying equipment, house, car or paying for college. Nothing is wrong with borrowing, as long as you understand the concept of it, the rules and the risk. That is especially …

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Buying a house? You ready?

Having a house that you can call yours is a dream of many, and it is considered to be a huge part of building wealth in this country. Hey, it is after all the American dream, isn’t it? But, buying a house should be a step that you take only when you are truly financially ready. Otherwise, that step can …

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